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When you hear about the Serasa Consumer, the first thing that comes to mind is the possibility of checking the CPF or verifying restrictions on the name? But did you know that the company helps customers and companies with many more initiatives than just checking CPF.
It is a privately held company and its main focus is on analysis and information for credit granting determinations. In other words, it is an agency that collects information sent by traders, banks and financial institutions to support their businesses.
With all the information, Serasa built a database of overdue and unpaid debts, bounced checks, protested titles and other public and official documents.
Today, there are approximately six million requests per day from more than five hundred thousand users.
It is a national company founded more than forty-five years ago, which has been part of the Experian group since 2007. It was founded in 1968 to create a standard for forms and streamline banking decisions and control the financial system.
Today, the company includes economic indicators that serve as a reference for both commerce and industry, including the services segment.
The answer to this question is no. Contrary to what many people think, Serasa is not a company linked to the government. It is a company that provides credit, marketing, authentication and information consulting solutions for companies in various sectors.
In addition to debt files, Serasa has a dedicated space to assist users, Serasa Consumer. In it, you can identify what is happening with your registration and how to resolve possible credit denials.
One of the most notable services for the customer is the possibility of consulting your CPF for free, in a simple and online way, where you can check if your name is on the negative list and which company caused the negative list.
Clean Name Action
In addition to checking your CPF, if there is any outstanding debt, you can negotiate to clear your name. Serasa does not blacklist your name, but acts as a bridge between you and the creditor to negotiate the debt.
In addition to the features mentioned above, this is one of the companies that can work with the Positive Registry. With the right technology tools, the company has three different ways for the consumer to register.
The score is a device used for years to analyze the credit risk of the customer in the country and in other nations. The Serasa Consumer makes this data available to customers free of charge.
Furthermore, when a company is about to delete your credit report, you will know in advance. And if you have financial defaults with Serasa or SPC, you will be alerted in real time.
The application is available on both Google Play and the Apple Store. Now just log in with your CPF and registered password to access the application.
If you are not registered with Serasa, simply follow these steps:
1) Enter your CPF.
2) Enter your full name.
3) Enter your date of birth.
4) Register the email address you use most frequently.
5) Think of a password.
6) Consent to the terms of use
7) Check your registration.