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You retirees and pensioners They already have several bank options to apply for loans. Currently, this type of public can be assured of the best interest rate, longer terms and a lot of security when contracting.
Therefore, if you fit into this specific audience, then it is worth knowing these 5 best banks to do so. retirees and pensioners. So check it out!
Here are listed 5 best banks to take loans for retirees and pensioners. And thus, it allows you to evaluate and decide which one best fits your needs.
With a strong presence in the market loans for retirees and pensioners, the Meu Tudo bank offers low interest rates and quick contracting.
Therefore, you can apply through the app, securely and online. In fact, this bank also serves those who receive the BPC benefit with incredible offers!
Finally, the monthly interest rate is 1,59%, with a term of 6 to 84 months to pay. And they do not consult credit protection agencies and do not request any extra fees or guarantees.
Another bank that offers lower rates for retirees and pensioners of INSS is Pan. Therefore, the monthly rate varies between 1,20% to 3,7% per month, which does not weigh on anyone's pocket.
In addition, you have the possibility of making the request online, without consulting SPC and Serasa. You can also monitor the progress of the process through the app and the minimum amount to be requested is R$$ 500.00.
One of the best banks to take out loans to retirees and pensioners is BX Blue. Therefore, it offers a complete digital platform through the application in order to assist in transactions.
This way, you will have between 0.99% to 2.08% in interest rates, with the minimum amount to be requested being R$ 1,500.00. In addition, there is the term to pay the installments that you can choose between 6 and 96 months.
Finally, the installments are discounted from the payroll. It is available to those with bad credit and without a guarantor or guarantee.
Another successful bank that offers low rates in the credit market is Creditas. Therefore, you have the chance to offer your vehicle as collateral and count on a greater discount on your loan.
So, with rates ranging from 0.99% to 4% per month, it has become the most recommended for this type of public. In addition, the term to pay the installments varies between 24 and 48 months.
Finally, if you need a high loan amount, this is the best!
Losango also fits the best banks for lending to retirees and pensioners. This is because it has been operating in this credit market for many years.
Therefore, the interest rate is between 4,99% to 19,48% per month, with a term to pay the installments between 9 and 36 months.
Furthermore, it is available to those with bad credit, with the first installment in up to 60 days and does not require proof of income.
Ultimately, you have practicality and savings, as hiring is online, without bureaucracy!
