How to register with Serasa Consumer?
Want some advice on how increase points in the score Serasa? We're here to help you! First of all, you must understand that, since this is a type of financial file, initiatives that aim to increase your score do not have an instant effect. You need to stay calm, right?
Furthermore, having a good credit score does not guarantee instant credit approval. Companies often have their own requirements for credit analysis. And they may not check consumers’ credit scores when providing credit using credit scores.
But the truth is that a good score can help you obtain the financing you want more easily.
Clearing your credit score is essential to increasing your credit score. If you have outstanding debts, negotiate with your creditors and pay them off. This should be your most important action.
Without this, there is little that can be done to change the way the market evaluates your registration.
Additionally, it would be interesting for you to learn how to structure your finances to avoid debt. This way, you will understand how much money you have to pay your debts. It is worth mentioning that it is interesting to prepare for the negotiation of your debts.
But you just cleared your name and your score still hasn't increased? Patience. As we mentioned at the beginning, this takes time.
Since you were in debt and have just paid off your debts, now keep an eye on your points over the next few months. You must show that your behavior has changed and that your score is consistent.
The longer you maintain this new practice of paying your bills on time, the better it will be. This way, in the following months, creditors will be able to reassess the risk of granting you credit.
Do you have debts in your name and cannot pay them? Take advantage of the opportunity to negotiate debts, especially with the Serasa Limpa Nome tool! Negotiate and increase your score!
This tip is easy. Make sure your personal information is up to date with Serasa. The most important basic information about you is your age, address and telephone number. This makes your registration more reliable.
Remember: inform Serasa when you modify this data.
When applicable, pay your bills by direct debit. Simply contact the companies or your bank to make the communication, as most companies already have this functionality. Consequently, you will not run the risk of forgetting to pay a bill and having your name negatively affected due to this negligence.
February is a sign of carnival, festivities and fun. Don't ruin your moment by getting into debt. Take advantage of the free Serasa Score survey and keep an eye on your credit score.
Of course, you can also enjoy trios, samba schools and everything else that the date allows. After all, you are not sick in your head or feet.
