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With a different modality, the best banks to take out payroll loans They stand out for offering lower rates than other types of credit on the market. Therefore, you can apply and, if approved, the installments are discounted directly from your payroll.
Therefore, this becomes much more viable, which is why many people seek this type of credit. Therefore, find out more information and see this list of the 5 best banks.
Here are 5 best banks for to do payroll loans for you to evaluate and decide! Check it out!
One of the best banks in the credit market is Inter. Therefore, you can easily apply through the app and receive a response within a few days.
Therefore, it is intended for INSS retirees and pensioners, public servants. And it is worth mentioning that there is no consultation in SPC or Serasa, so it becomes the most viable.
In addition, the interest rate is 1,30% per month, with money in the account (after approval) within 3 business days. Finally, the payment term for the installments varies between 36 and 96 months. For more information, download the App and apply now!
A well-respected bank in the credit market is Sicoob. Therefore, you can go to a branch closest to your home and request the amount you wish to borrow.
However, if you prefer, you can download the app and apply right there. In addition, there is internet banking as another alternative.
In addition, this cooperative has a line of credit for you according to your profile. So, take advantage of the interest rate of 1,37% per month, with fixed installments and a term of up to 96 months.
So, simulate and get great results!!
One of the most traditional banks in the financial and credit market is certainly Caixa. Therefore, it offers more attractive and interesting rates for those looking to save money.
Therefore, you can simulate the payroll loan through the app, through internet banking or, if you prefer, go to a nearby branch!
It is worth noting that this type of credit is only available to employees of partner companies and agencies, as well as INSS retirees and pensioners.
Finally, it offers interest rates starting at 1.48% per month and fixed installments. It also offers a term of up to 84 months to pay and excellent customer relations.
This is one of the best banks for taking out payroll loans, as it has extensive experience in the market. Therefore, it is aimed at public servants, INSS retirees and pensioners, military personnel, employees of private companies in partnership with BB and others.
The bank offers interest rates starting at 1,64% per month and a term of up to 120 months to pay. Furthermore, the first installment is only due 180 days after approval.
Lastly, this is also one of the best banks to make payroll loans: Itaú! Therefore, you can get a good value and with lower rates, as it accepts the property as collateral.
Furthermore, if you have a bad credit history, then this is a good option, as it does not require a CPF check.
Finally, the interest rate can vary between 1,35% and 1,73%, depending on the agreement. In addition, the installments are fixed and have a term of up to 90 days to pay.